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Car insurance is no joke – without it, any small accident can turn into a huge hole in your bank account. There are some kinds of car insurance, and you need to be familiar with them to make sure you have the right coverage which will not leave you with huge bills after an accident.

Medical Coverage

This type of insurance covers medical payments in case of an accident. This coverage may be mandatory in some states and it’s critical to have it, regardless of other coverage you may have.  In some policies and states this insurance covers you only if the accident is not your fault, in others you are always covered. Save yourself hundreds of thousands of dollars in medical bills and get this insurance when you drive a car.

Collision Coverage

This policy covers damage to your car and other cars in case of an accident. When you hit someone else, it can prevent you from going bankrupt if the other driver sues you and prevent you from having no car in case someone hits you and cannot pay.

Comprehensive Coverage

This policy covers damages to your car that were not caused by a collision, such as fire, theft, or natural disaster. In case that there is no fault in the damage or no-one to sue, this coverage will pay you to have a new or fixed car so you won’t get stuck.

All it takes to get your new policy is five minutes. Save money, save your financial life. Drive only with insurance.

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