So you decided to become financially free. That is a genius decision. Having to worry about money constantly is bad for your health and your wallet. Living in constant fear of creditors or collection calls is a nightmare, and one you can avoid. But how do you start? Life is expensive, especially if you have […]
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Investing in Agricultural Land: Benefits of Making Farmland and Agricultural Investments Part of Your Portfolio
The US’s farming industry has taken massive hits over the past few years. That doesn’t mean that investing in agricultural land is a bad idea or will be a bad idea in the future. Farmland will always be essential – especially since the global population is on the rise. Unlike regular real estate investments, you […]
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How to Get Out of Debt Without a Loan: Summary of Options & Tips for Getting Your Debts Fixed
Everybody wants to get out of debt now and then, and you don’t need to get a consolidation loan to do so. If you’ve been struggling to keep up with your obligations, then you probably don’t have a good enough credit score to get a loan. There are other options. You can first try to […]
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Self Directed IRA Custodian Overview: What are the Rules? How Can You Choose an Account and Custodian?
Are you interested in individual retirement account investments that will allow you to put money in real estate, Bitcoins, private placement securities, and so forth? Whatever your goals are, it helps to have a self-directed IRA custodian. This custodian, which may be a trusted company or bank, needs to be approved by the IRS. There […]
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Good Investment Ideas Guide for 2021: ETFs, Tech Companies, Restaurants, & More
What are some good investment ideas during these strange times? As we all learned in 2020, a somewhat stable economy can quickly go wrong. Those who are suddenly unable to go to work get behind on bills, mortgages, and even food. It might not seem like it’s worth investing much in anything – especially investments […]
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Best Personal Financial Planning Software: Rundown of the Types of Apps and Services for Your Financial Future
There is no need to do all of your financial planning yourself. There will always be unexpected expenses and even emergencies that may arise at any time. It’s essential that you prepare for anything that comes your way. You have plenty enough in savings to live comfortably during retirement. One way to ensure that your […]
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Personal Financial Risks of Owning a Business—And How to Mitigate Them
While there is no doubt that being a business owner can be highly rewarding, it can also be a high risk for one’s finances. Unlike in a regular job, the decisions you make moving forward will directly affect the business’s assets and your ones. So to help you adequately prepare for business ownership, read on […]
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Best Small Business Loans for Startups: An Overview of the SBA, Its Partners and Requirements, and Alternative Lenders
The vast majority of startup businesses require some funding to help them pay for all of their needs. Suppose you’re starting a new business yourself and need money. In that case, you’ll need to try and obtain a loan, get approved for a line of credit, or try your luck with alternative lenders. The best […]
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Credit Clean Up Details: All You Need to Know About the Credit Bureaus and Your Options for Clearing Up Your Reports
While credit clean up isn’t necessarily simple, it doesn’t have to be difficult, either. You must carefully look over your credit reports and identify any incorrect, outdated, or even fraudulent information. From there, it’s a matter of sending a letter to the particular bureau(s) with the questionable details and requesting that to remove it. You’ll […]
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Cheap Car Insurance Companies Guide: How Rates are Affected and Ways You Might be Able to Save
We recommend that you shop around for a bit if you want competitive insurance rates. Regardless of what type of car you want to drive, it might take some research to find ideal cheap car insurance companies. Every auto insurer promises the “lowest rates” and “best service,” but obviously, not all of them can be. […]
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Good Bank for Savings Account: Summary of What the Top Banks Offer –High APY %, Security, & No Fees
One of the most important things to realize about savings accounts is that you should never pay any fees to open one. It would be best if you never had to pay any bank or credit union to entrust your savings to them. Interest is another essential factor to consider. Any good bank for savings […]
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