Business Insurance

Commercial Property Insurance Guide: Learn About What it Covers and Why You Need It

It doesn’t matter where you conduct business. Whether you own your building, lease a building, have an office, etc., commercial property insurance is essential. It’s one of the core coverage types under a business owners policy (BOP). What exactly does it cover? It is an insurance that protects a company’s property AND assets such as […]

Continue reading
Business Insurance

Business Insurance Cost Info: Where Should You Get Started? Where Can You Get the Best Quotes?

An LLC needs to have business insurance. The average range of a liability insurance policy can be anywhere from $300 – $1,000 per year. Various factors come into play. Such factors include location, risk exposure, aggregate limit, annual payroll amount, and more. You need to make sure that your business insurance cost is appropriate for […]

Continue reading
Business Insurance

General Liability Insurance Coverage Info: Why You Need CGL Insurance & What it Will Protect Your Business From

While it’s not required by law, it’s a bad idea to go without any type of general liability insurance coverage. Failing to carry it could result in you having to face lawsuits. How are you going to deal with any claims made against you, your employees, and/or business? Being in charge of an insured company […]

Continue reading
Business Insurance

Small Business Liability Insurance Plans Overview: Some Examples of the Many Types of Coverages Available

There are many different types of business insurance plans. Every business needs at least some kind of liability insurance to protect them from the standard risks that come with running an operation, such as lawsuits from injuries sustained by customers on the property. Of course, not every business has an actual physical location. This is […]

Continue reading
Business Insurance

New Business Insurance Quotes Guide to Getting Started: What Kind of Specific Coverage Types Does Your Business Need?

Every business, regardless of its size or structure (LLC, corporation, contractor, small business owner, etc.) requires some type of liability protection, although some owners go a step further and get a more comprehensive policy. No matter how you plan on setting your company up, or WHERE you plan on running it from (home, rental office, […]

Continue reading
Business Insurance

Product Liability Insurance for Small Business Info: What Exactly is This Coverage? Do You Need It?

Even if you manage to create the perfect product, there are always risks associated with them at every stage, starting with the development to the manufacturing, and then on to the shipping and distribution, and so forth. For small stores who simply sell the products and don’t actually make them, there are still risks involved. […]

Continue reading
Business Insurance

Business Property Insurance Details: A Few Important Things to Know About Protecting Your Place of Business

How much will you be set back if something bad happened to your business property? Insurance is available to cover this. This coverage protects your business’s physical structure and assets from all sorts of damage caused by fire, burst pipes, vandalism, theft, storms, and so forth. The only things that might not be included are […]

Continue reading
Business Insurance

Commercial General Liability Policies Guide – What is Typically Included and What is Excluded

It’s not just large businesses that require commercial liability. Businesses of all sizes – and even self-employed professionals – can benefit from having some level of liability insurance. The benefit of a commercial general liability policy is that it helps cover costs associated with personal injury lawsuits, medical payments for others harmed in some way […]

Continue reading
Business Insurance

General Liability Insurance Cost: Overview of BOPs, Median Costs, Discount Options, & More

There is always going to be a need for quality liability insurance for every business. It doesn’t matter how small your company is, or what types of operations are involved, you will need some basic coverage at the very least. The median general liability insurance cost annually, regardless of policy limits, is somewhere around $500. […]

Continue reading