If you are researching Experian IdentityWorks cost, you should understand the importance of keeping an eye on your credit score and monitoring your reports. In addition, the price varies since there are several different packages. To start, there is Experian IdentityWorks Plus and Premium, and from there, you must decide if you want the service just for yourself, for your spouse, or any kids.
The Plus package is the entry-level option, while Identity Works Premium is a full package that offers a lot of extra security, including social media monitoring, payday loan monitoring, financial account activity, identity validation alerts, and more. Plus plans start at $9.99 a month, and Premium plans start at $19.99 a month. Select either monthly billing or annual billing. Consider paying annually instead of monthly if you want a considerable discount.
Experian IdentityWorks costs up to $5 ($14.99 for Plus and $24.99 for Premium) if you want to add children to whichever plan you choose. Then, go up yet another $5 ($19.99 Plus and $29.99 Premium) to protect yourself, another adult, and kids. Up to 10 kids can be added to the plan, regardless of tier.
Not only will you have access to your credit reports, but you and your family will also receive security services to help protect you against fraud and identity theft. In addition, should you or anyone else under the plan become a victim of fraud, there will be a US-based fraud resolution specialist available to you.
Experian IdentityWorks Cost of Insurance
The identity theft insurance goes up to $500,00 with the Plus plan and up to $1,000,000 with the Premium tier. Other benefits you can expect are lost wallet assistance, social security number monitoring, identity theft monitoring and alerts, address change verification, and dark web surveillance.
Unfortunately, fraud is so prevalent in this world we’re living in, so getting real-time alerts of suspicious activity is essential to be ready and have protocols set into place just in case it occurs. Experian IdentityWorks cost very little compared to how much money you could lose if someone steals your ID and you don’t find out about it until it’s too late. Also, don’t let any thieves try to mess anything up for your children’s future.
Experian “Credit Lock” is another service that comes with IdentityWorks. Suppose you are ever concerned about suspicious activity. In that case, you can lock your Experian credit file and then unlock it whenever you need to.
Now that you understand the Experian IdentityWorks cost, levels of service, and your options, you can get started on choosing the right plan for you and your family.