Identity Protection

Experian IdentityWorks Plus Overview – What Is It? What Are the Benefits? What Are the Payment Options?

Anyone familiar with finance and debt knows that there are three major well-known credit reporting bureaus: Experian, Equifax, and TransUnion. In addition, there are several “credit monitoring” programs out there, but why not go through one of these bureaus directly? Experian IdentityWorks Plus offers many beneficial services to help you monitor not only your credit reports and identity but your spouse’s and children’s financial information.

Unfortunately, identity theft is a pretty common problem. There is a good chance that at some point in your life, at least some of your personal information will be compromised and maybe even stolen. The best way to protect your identity is always to be cautious as possible and to take safety protocols. However, that might not always be enough. There are significant security breaches all the time – especially with the Equifax breach a few years back.

Another step in protecting your identity and financial information is monitoring services – especially ones that cover every aspect of your data, such as Experian IdentityWorks Plus. There is also a Premium package, which costs more but offers even more protection and benefits. Whichever package you choose, there is an option for either monthly or annual payments.

One of the benefits is identity theft insurance, up to $500,000 worth with the Plus package, and up to $1,000,000 Premium package. For the typical consumer, the Plus package is enough protection. In addition, you get identity theft monitoring and social security monitoring. You will receive alerts anytime your identity details and social security number are used, whether it’s for a new credit card application, loan application, or even your ID details popping up on the dark web.

Experian IdentityWorks Plus Benefits Efficiency

While it doesn’t necessarily prevent identity theft, it will alert you ASAP so that you can take the necessary steps to report the information and can cancel any new credit lines or loans somebody tries to take out in your name. You can also lock your Experian Credit File.

Once again, Experian IdentityWork Plus offers protection for everyone in your family, and the price varies depending on if you want it just for yourself, with your spouse, and up to 10 children.

As for the credit score, you’ll be able to check FICO scores daily, which are based on Experian Data. There are also features such as score tracking and a FICO Score Simulator.

How can you get started? First, head to the Experian website and look into the Experian IdentityWorks Plus service package. There is a free 30-day trial.

Posted in Credit and Debt, Credit Reporting, Identity Protection and tagged , , .

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