If you know anything about debt and finance, you know that Experian is one of the major credit reporting bureaus in the US. It also offers some excellent credit monitoring and identity monitoring/protection services. Since identity theft is quite common, it’s really helpful to have services such as Experian IdentityWorks Premium.
Even the Premium version has one of the lowest prices in the identity monitoring industry. In addition, Experian has the advantage of being one of the major reporting bureaus, making it more reliable and trustworthy than many other similar services out there.
There is IdentityWorks Plus and Premium, but Premium is where the service shines. Just give the 30-day trial a go to see if you like it. From there, you can choose between monthly payments or one annual payment. Of course, if you decide to get billed annually, you get a considerable discount.
Here is an overview of the services and features you can expect with Experian IdentityWorks Premium:
- Adult identity protection
- Up to 10 children (family plan)
- Identity theft insurance – up to $1,000,000
- Dark web surveillance
- Social network monitoring
- Social security # trace
- ID Theft Monitoring, Protection, & Alerts
- Payday loan monitoring
- Address change verification
- File sharing network monitoring
- Sex Offender Registry
- Court records
Experian IdentityWorks Premium Members’ Benefits
Members get control over their credit reports through locking or unlocking. If there are any suspicious or concerns about fraud, you can lock the report so that nobody can have access. Thanks to real-time alerts regarding attempted inquiries, you’ll know if there is suspicious behavior going on.
Credit monitoring can’t necessarily prevent fraud, but the better ones like Experian IdentityWorks Premium will monitoring everything in real-time and alert you immediately if there is anything potentially suspicious going on, giving you the time and information you need to take measures to stop the fraud and prevent as much damage as possible.
Plus, with the identity theft insurance of up to $1,000,000, you can have peace of mind that your identity and finances are as secure as they can be.
The Lost Wallet Assistance is also essential. It’s a nightmare situation to lose your wallet or have it stolen, with all of your money, credit cards, debit cards, checking information, ID, and maybe even your social security number inside. With the Premium plan, you will get the assistance you need to help you get things straightened out.
In summary, you really can’t go wrong with Experian IdentityWorks Premium, and you can get started right now with the trial. It’s one of the better credit monitoring and protection services – if not the outright best.